The North Fulton Blog

Home sales continue at a very slow pace although homes are still selling.  Loans are more difficult to qualify for.  There seem to be more conditions coming from underwriters before loans are approved.  Most of my sales and the sales in my office are with FHA loans or cash.  It's been a long time since I've seen anyone use a conventional loan. 

We're also coming into a time of year when real estate sales slow down.  The holidays will be upon us before very long and many sellers will take their homes off the market since they believe that no one is buying and they don't want to be disturbed.  But if you look at things realistically, selling your home during the holidays can work for many sellers.  Check out the new list of reasons to sell during the holidays that I just posted on my web site.  There are many great reasons to sell then, but the most important one really is if your home is not on the market, how do you hope to sell it?  It doesn't cost anything to keep the home on the market and you can minimize the inconvenience to you and your family. 

For those of you that have money and want to make an investment, this is really a great time to buy a home.  You can find real deals out there and get a seller to pay some closing costs, give you a home warranty and repair most defects.  Cash is king, but loans are available, too.  If you're having trouble finding a lender to do your deal, please contact Kelli Harris with Coldwell Banker Home Loans at 678-984-7304 or Steve Beecham at Home Town Mortgage at 770-475-6161.  And if you need a great Realtor to help you find the deal and guide you thru closing call me, Tom Esposito, at 770-354-0616.  I look forward to hearing from you.  Happy Halloween.